Saving Monique's Home: Inspiring work by OccupyMN

Read this petition from and watch the following video to hear the story of Monique White, who is facing home foreclosure in Minnesota. OccupyMN has decided to occupy Monique's home in protest of her eviction. You can sign the petition here:

Monique's Story: Facing Foreclosure from Peter Leeman on Vimeo.

Monique White bought her house in North Minneapolis in 2003, and was the first person in her family to own a home. Now she is facing foreclosure and though she has been trying for years to work with U.S. Bank to save her home, they have been unwilling to help her up to this point.

Monique worked for 11 years as youth counselor at a group home to help troubled teens transition back into their communities. In February 2010, the nonprofit shut down due to state budget cuts. Although Monique still has a part-time job at a liquor store where she has worked for the past 8 years, this has not been enough to afford her mortgage payment.

Monique has gone through the process of trying to get a loan modification writing a hardship letter and sending document after document to US Bank, yet they still refused to work with her and have foreclosed on her home.

"A house across the street from mine just sold for $9,500, and the bank would rather kick me out and let the house sit empty than renogotiate my $130,000 mortage. It makes absolutely no sense." Explained Monique.

She purchased her home for $127,000 in 2003 and has put an additional $30,000 into repairs and improvements. US Bank repurchased it at a sheriff’s sale in January 2011 for $71,000. US Bank has refused to reduce the loan amount to what the house is worth now which would have lowered her mortgage payment by over $400 per month.

Monique wants to stay in the home that her children have lived in for the last eight years. Her 16 year old son is nearing graduation, and she is worried that moving to a new school district would mean he would have new graduation requirements. One of the last things Monique's father did before he died was to help her with the downpayment on her home and now she is in danger of losing everything.

Please sign this petition to demand Richard Davis, CEO of U.S. Bank, negotiate with Monique to find a way to stay in her home.

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